David, like you, I find my figures don't look as good when painted as I wanted them to. Seems like they look ok to me, then I post a picture of them, and they look pretty bad. Im guessing a driver figure in an old jalopy does not need to be 100% perfect.
This guy, believe it or not, looks pretty good at track level, or even fairly close. But take a picture, and it looks like a kid did it. Im thinking the acrylic paint has something to do with the surface looking like that? either way, for the cost, I think a 3D PLA figure would work fine.

And I too, would like to get away from the mess of resin. the fumes in the house, etc.